Others

Office comprehensive insurance


This insurance can be classified into property loss insurance, business interruption insurance, cash loss insurance, public liability insurance, employer liability insurance:
——Part One: Property Loss
The direct physical loss and damage to the insured property or its constituent parts caused by the accidents and natural disasters in workplace; 
——Part Two: Business Interruption
The relevant extra expenses arising from the interruption and disturbance, owing to the above reasons, of the business operated by the insured in workplace;
——Part Three: Cash Loss
The loss and damage to the insured cashes caused by the accidents or natural disasters within the administrative region of workplace;
——Part Four: Public Liability

If there are relevant losses and expenses caused by the production and operation activities of the insured within the listed regions, as well as by accidents, the insured shall assume the civil compensation liability.

——Part Five: Employer Liability

If the extra insurance premiums are paid, it is supposed to insure the staff employed by the insured. During the period of being employed, if those staff suffer from injury and death due to accidents or occupational diseases when engaging in the related works to the insured’s business, the insured shall pay the medical fee according to the employment contract, and assume the liability of economic compensation, including the legal expenses to be paid, in conformity with laws of People’s Republic of China.   
 
 

 

Shop Comprehensive Insurance

 

This insurance can be classified into property loss insurance, business interruption insurance, cash loss insurance, public liability insurance, employer liability insurance:
——Part One: Property Loss
The direct physical loss and damage to the buildings and property caused by the accidents and natural disasters inside the shop

——Part Two: Business Interruption

The relevant extra expenses arising from the interruption and disturbance, owing to the above reasons, of the business operated by the insured in business place;

——Part Three: Cash Loss

The loss and damage to the insured cashes within the administrative region of business place due to the accidents or natural disasters;

——Part Four: Public Liability
If there are relevant losses and expenses caused by the production and operation activities of the insured within the listed regions, as well as by accidents, the insured shall assume the civil compensation liability.

——Part Five: Employer’s Liability
If the extra insurance premiums are paid, it is supposed to insure the staff employed by the insured. During the period of being employed, if those staff suffer from injury and death due to accidents or occupational diseases when engaging in the related works to the insured’s business, the insured shall pay the medical fee according to the employment contract, and assume the liability of economic compensation, including the legal expenses to be paid, in conformity with laws of People’s Republic of China.